HOUSEHOLD & FINANCIAL STATISTICS
The following statements are based on Eurostat Data and come from the latest update on Households and Financial Statistics published by the Spanish National Statistics Institute (INE) dated in 2010.
Almost 99% of households hold current accounts, saving accounts or deposits and 63.1% of them has at least one credit card. - Half of the households has a mortgage debt. Mortgage on main property is the most generalized type of debt.
- The number of households who said not to be capable of facing up unplanned expenses stood at 36.7% in 2010
- According to the subjective perception of the interviewees, Spain is one of the countries where the expenses associated with property are considered heavier in relation to household income. Associated expenses include mortgages interest or rent, electricity and heating bills amongst others.
- The overall hardening of the conditions to access credit together with the uncertainty about the future income and the economical situation has contributed to increase the saving rate per household
- Spain is one of the countries where citizens have an easier access to banking services. This is due to the large number of ATMs and branch offices available to the general public.
